Privacy Policy

Last Updated: May 2026

Welcome to Calkoo, a product by Kreativerse.

Your privacy matters to us. This Privacy Policy explains how Calkoo (“we”, “our”, or “us”) handles information when you use the Calkoo mobile application.

By using Calkoo, you agree to the practices described in this Privacy Policy.

1. Information We Collect

Calkoo is designed to be lightweight, privacy-friendly, and easy to use.

We do not require account creation or user registration.

We do not directly collect personally identifiable information such as:
– Name
– Email address
– Phone number
– Passwords
– Payment card details

However, certain third-party services used within the app may automatically collect limited technical information.

2. Third-Party Services

Calkoo uses trusted third-party services to support app functionality and monetization.

These services may collect limited device or usage information in accordance with their own privacy policies.

Third-party services used may include:
– Google AdMob (advertising)
– Razorpay (donation/payment processing)
– Currency exchange rate APIs
– Analytics or crash reporting tools (if enabled in future updates)

3. Advertising (Google AdMob)

Calkoo may display banner advertisements through Google AdMob.

Google and its partners may collect certain device identifiers and usage data to provide and improve advertisements.

This may include:
– Device information
– Advertising identifiers
– Approximate location information
– App interaction data

For more information, please review:
https://policies.google.com/privacy

4. Donations & Payments

Calkoo may offer optional support or donation features powered by Razorpay.

All payments are securely processed by Razorpay.

Calkoo does not directly store or process:
– Credit/debit card information
– Banking details
– UPI credentials

For more information, please review:
https://razorpay.com/privacy/

5. Currency Conversion Services

Currency conversion features may use third-party exchange rate providers to fetch live currency data.

These requests may involve basic network and device information necessary to provide accurate conversion rates.

6. Data Storage

Most calculations and app preferences are stored locally on your device.

We do not operate user accounts or cloud storage systems for personal user data.

7. Children’s Privacy

Calkoo is not directed toward children under the age of 13.

We do not knowingly collect personal information from children.

8. Security

We aim to use commercially reasonable safeguards to protect app functionality and integrations.

However, no method of electronic transmission or storage is completely secure.

9. Your Choices

You may:
– Stop using the app at any time
– Disable personalized ads through your device settings
– Clear app data from your device settings

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Changes will be reflected by updating the “Last Updated” date above.

11. Ownership

Calkoo and all associated branding, visuals, software, and intellectual property are owned by Kreativerse.

12. Contact

If you have questions about this Privacy Policy, please contact:

Kreativerse
apps@kreativerse.com